Do you have concerns about your credit? Personalized Merchant Services can help you with many aspects of your business including CREDIT repair!

Credit repair is the process of addressing and removing the questionable negative items that are impacting your credit profile. In fact, millions of Americans are victims of inaccurate or unfair negative items wrongfully lowering your score. Most don’t even know.

To remove a negative item, credit reporting agencies require you to work through their complicated online systems and send a series of formal dispute letters. To make the disputing process easier, Personalized Merchant Services can identify and challenge questionable negative items on your behalf using our patented credit repair process.

It’s estimated that at least 6 million credit reports are inaccurate. Personalized Merchant Services has the tools and strategies to help you work to fix your credit report. Our executive and specialist team aka “the boosters” reviews your credit reports from the three major credit bureaus, gathers the necessary information to identify any errors, then communicates directly with your creditors and credit bureaus to challenge erroneous credit listings.

Each credit report strategy is case-specific. Our clients receive a monthly personalized credit score improvement analysis with action plans to help improve their credit. When you work with Personalized Merchant Services, be sure to send us any responses or information you receive from the credit bureaus and creditors.

The Fair Credit Reporting Act gives you the right to repair your credit, but it doesn’t do the job for you. If there are questionable negative items on your credit reports and you do nothing about them, odds are they will remain on your report. Only by pursuing your FCRA rights, or by enlisting a trustworthy credit repair service, can you ensure that your credit reports are a fair and accurate representation of your creditworthiness

Personalized Merchant Services leverages your rights as established by the FCRA and other federal laws. Personalized Merchant Services credit repair services have helped clients legally remove millions of questionable negative items from their credit reports including late payments, collections, charge offs and bankruptcies

Contact Personalized Merchant Services today to receive a free personalized credit consultation, learn more about your credit rights, and understand how credit repair can help you achieve your financial goals